Category:
Bankruptcy

Law books on the types of bankruptcies

Types of Bankruptcies

By Max Fay | May 5, 2020

Bankruptcy is a legal process for individuals and businesses that can’t pay their debt. After filing, the court decides how much debt, if any, will be forgiven and how the…

Law book titled "Bankruptcy vs Debt Settlement"

Debt Relief vs Bankruptcy

By Max Fay | December 30, 2019

Managing crippling levels of personal debt is an unfortunate fact of life for too many Americans. Raised consumer prices and higher housing and transportation costs combine with static incomes, hefty…

Credit Counseling vs. Bankruptcy

By Max Fay | November 5, 2019

Medical emergencies, job losses and even divorces can turn a solid financial base into mush, forcing you to make gut-wrenching decisions that come with lasting consequences. Get to know your…

Petition for Bankruptcy papers and gavel

Pre-Bankruptcy Credit Counseling

By Bill Fay | October 10, 2019

Even if you weren’t a fan of the hit TV comedy “The Office,” you may sympathize with its main character, office manager Michael Scott, whose financial difficulties and general cluelessness…

Highway exit sign with arrow to bankruptcy

In Era of Trump, Has Bankruptcy Stigma Lost Its Sting?

By Bill Fay | August 8, 2019

With Donald Trump being credited or blamed for virtually every imaginable good or ill (depending on the observer, of course), we in the world of personal finance and debt management…

Man Filing Papers For Bankruptcy

Bankruptcy

By Devin Joy | March 27, 2019

What is Bankruptcy? Bankruptcy is a court proceeding in which a judge and court trustee examine the assets and liabilities of individuals and businesses who can’t pay their bills and…

Graph with Money and arrow flowing down indicating extreme loss of money

Your Options When You Don’t Qualify for Bankruptcy

By Bill Fay | March 19, 2019

Bankruptcy could be an option if your financial picture is bleak, but you have to qualify. If you don’t meet certain criteria, you may have to consider alternative debt-relief solutions.…

Judgement Proof Bankruptcy Books and Statue

What Is Judgment Proof?

By Bill Fay | March 4, 2019

How would you like to be deemed “judgment proof”? If nothing else, it sounds like a really good designation in life. Judgment proof is a legal term that could apply…

Men talking about how to rebuild credit after a bankruptcy

How to Rebuild Your Credit Score After Filing for Bankruptcy

By Bill Fay | February 5, 2019

Personal bankruptcy is without a doubt a serious setback, but it can serve as a financial tool. It’s an opportunity to streamline your finances and rebuild credit, and more than…

Gavel and paperwork for Bankruptcy Means Test

Chapter 7 Bankruptcy Means Test

By Bill Fay | January 9, 2019

When debt becomes completely unmanageable and nothing in the near term offers hope for a solution, people often mull over filing bankruptcy, the nuclear option for personal finance. Chapter 7,…